Buy ACTL 3192
Retirement Saving and Spending Over the Lifecycle Assignments
This course seeks to understand the lifestyle of individuals and households by examining their saving and spending decisions over some period in realm of national retirement savings and income policies.
The students examines both the economic and financial risks borne by individuals in addition to product providers to be able to provide reasons for behavioral explanations for changes from economic rationality and the lifecycle model.
The topics that students will cover in this course include the lifecycle concepts of consuming and saving, taxonomy of the lifecycle, investment strategy, human resources and the retirement decisions, risks that individuals who retire are likely to face, providers of retirement income products ,the concept of market failure in the retirement benefit market and behavioral explanations for rational behaviors.
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